Real Estate Financing

David Rowe, CEO

(917)-902-8036

Real Estate Financing

Loan Types:

Hybrid ARM

Fixed Term (yrs) 5/7/10

Floating Term (yrs) 10/13/15

Balloon/Amortization

20/30

Max IO Period (yrs) 1/2/3

Prepay During Fixed

54321

5544321

5544332211

Prepay During Floating

LTV

80%

DSCR (Top/Standard)

1.20/1.25

Loan Pricing

Note Rate

Fixed Period Pricing (Top)

Rates from 4.53

Pricing detailed above is estimated for loans $1 million - $7.5 million

Prepay Alternatives

Loan Pricing Adjustments

Prepay Alternative